Why does travelling feel more expensive each year?
IDR
depreciation
+
annual
domestic inflation
=
yearly growth needed for Rupiah to maintain buying power
If everything you own is in rupiah, a weaker rupiah can pull your global buying power down.
A deliberate USD portfolio portion protects your future plan.
The tendency to spread your investments across funds and asset classes in your home currency has a name: Home Bias.
It's a potential risk we always raise with our private wealth clients, helping them design a balanced portfolio of IDR and USD assets to protect their buying power and future plans.
Estimate Target Return
4.55% net p.a.
Risk
Low to moderate
Product Horizon
Medium term (≥ 3 years)
Fees
Management Fee
Up to
2.00%
Transaction Fee
None
Subscription Fee
None*
Redemption Fee
None
*A bank transfer fee may apply when you subscribe, depending on your bank.
Documents
Why choose this strategy
Protection against rupiah depreciation
Preserve purchasing power through USD-denominated bonds, which help hedge Rupiah depreciation and diversify beyond IDR assets, while generating stable income.
Capture higher USD yields
Access attractive USD yields above INDON from added exposure to Indonesian corporate bonds. Overall portfolio offers more compelling returns than traditional IDR and USD Indonesian based savings instruments.
Tax is final
Mutual fund investments in Indonesia are subject to final tax, providing a simpler and more tax-efficient way to access USD bond exposure.
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