Actively Managed Portfolio
Actively Managed Portfolio
Portfolios that stay resilient through market volatility
Portfolios that stay resilient through market volatility
We build and periodically adjust your reksa dana portfolio allocation, so you don't need to time the market.
We build and periodically adjust your reksa dana portfolio allocation, so you don't need to time the market.
Managing your portfolio in Indonesia’s market can be overwhelming
Managing your portfolio in Indonesia’s market can be overwhelming
Managing your portfolio in Indonesia’s market can be overwhelming
Building and maintaining a portfolio isn’t just choosing a fund and hoping for the best - especially in a market like Indonesia, where foreign flows can change how each asset performs. Each asset class behaves differently and reacts to its own set of signals.
Building and maintaining a portfolio isn’t just choosing a fund and hoping for the best - especially in a market like Indonesia, where foreign flows can change how each asset performs. Each asset class behaves differently and reacts to its own set of signals.
We monitor the metrics that matter across cash, bonds, and equities, then apply human insight to turn those signals into smarter portfolio decisions.
Keeping your portfolio healthy involves watching a wide range of signals. We handle the heavy lifting for you.
We monitor the metrics that matter across cash, bonds, and equities, then apply human insight to turn those signals into smarter portfolio decisions.
Keeping your portfolio healthy involves watching a wide range of signals. We handle the heavy lifting for you.
With us, your investment is actively managed on two levels
You want your long-term journey to feel smoother and more reassuring.
Managing money isn’t just about what’s inside each fund. It’s also about how all your funds work together.
We actively manage both layers to help reduce volatility over time, giving you a steadier path toward your goals.
You want your long-term journey to feel smoother and more reassuring.
Managing money isn’t just about what’s inside each fund. It’s also about how all your funds work together. We actively manage both layers to help reduce volatility over time, giving you a steadier path toward your goals.
You want your long-term journey feels smoother and more reassuring.
Managing money isn’t just about what’s inside each fund. It’s also about how all your funds work together. We actively manage both layers to help reduce volatility over time, giving you a steadier path toward your goals.
Monthly portfolio allocation adjustments
Kami secara aktif menyesuaikan alokasi portofoliomu setiap bulan agar tetap selaras dengan peluang pasar yang terus berkembang, sekaligus mendukung pertumbuhan jangka panjang. Dengan panduan model kuantitatif dan pertimbangan profesional yang disiplin, tim investasi kami fokus pada sinyal pasar yang benar-benar penting, jadi kamu nggak perlu terdistraksi oleh noise atau reaksi jangka pendek.
Monthly portfolio allocation adjustments
Kami secara aktif menyesuaikan alokasi portofoliomu setiap bulan agar tetap selaras dengan peluang pasar yang terus berkembang, sekaligus mendukung pertumbuhan jangka panjang. Dengan panduan model kuantitatif dan pertimbangan profesional yang disiplin, tim investasi kami fokus pada sinyal pasar yang benar-benar penting, jadi kamu nggak perlu terdistraksi oleh noise atau reaksi jangka pendek.
Reksa Dana as Underlying Assets
Your portfolio is built using Simpan Reksa Dana products across Equities, Bonds, and Cash. Each fund is actively managed and designed to complement one another, ensuring your portfolio remains optimized to capture opportunities while staying resilient through market volatility.
Reksa Dana as Underlying Assets
Your portfolio is built using Simpan Reksa Dana products across Equities, Bonds, and Cash. Each fund is actively managed and designed to complement one another, ensuring your portfolio remains optimized to capture opportunities while staying resilient through market volatility.
Keeping your portfolio healthy involves watching a wide range of signals. We handle the heavy lifting for you. We monitor the metrics that matter across cash, bonds, and equities, then apply human insight to turn those signals into smarter portfolio decisions.
Keeping your portfolio healthy involves watching a wide range of signals. We handle the heavy lifting for you. We monitor the metrics that matter across cash, bonds, and equities, then apply human insight to turn those signals into smarter portfolio decisions.
What you gain from an Actively Managed Portfolio
What you gain from an Actively Managed Portfolio
What you gain from an Actively Managed Portfolio
Take advantage of equity upside without monitoring market daily
If you want growth from the stock market, but don’t have the time to monitor market 24/7 and make confident decisions.
Let us seize the best opportunities for you.
Keep your investments resilient, no matter the economic condition
AMP is designed to protect your investment from market shock and short-term market noise, so your money spends less time recovering from drawdowns.
Skip costly mistakes. Market is volatile, conflicting advices are noisy.
Timing errors are expensive. Our team translates market volatility into opportunities for you. You no longer have to second-guess your decisions.
Why an Actively Managed Portfolio matters
Why an Actively Managed Portfolio matters
Why an Actively Managed Portfolio matters
This chart shows the long-term difference return if you were to invest in a portfolio consisting of Reksa Dana Funds:
25% Cash Fund, 25% Bond Fund, 50% Equity Fund (25/25/50 allocation)
This chart shows the long-term difference return if you were to invest in a portfolio consisting of Reksa Dana Funds:25% Cash Fund, 25% Bond Fund, 50% Equity Fund (25/25/50 allocation)
Simulation of our backtesting
If you start investing with IDR 100 mio in Jan 2015
Actively Managed Portfolio
Static Allocation Portfolio
Keeping your portfolio healthy involves watching a wide range of signals. We handle the heavy lifting for you We monitor the metrics that matter across cash, bonds, and equities, then apply human insight to turn those signals into smarter portfolio decisions.
Actively Managed Portfolio
Static Allocation Portfolio
Key takeaways
Key takeaways
Key takeaways
Actively Managed Portfolio falls less during stress periods
This example shows how much a static 25/25/50 portfolio could have dropped during the COVID-19 market downturn compared to an actively managed allocation.
Higher potential returns through smoother compounding
By reducing drawdowns, the portfolio recovers faster, resulting in potentially around 2% higher long-term returns compared to a static allocation
*) This is based on our backtesting results
Prefer to read details for yourself?
Prefer to read details for yourself?
Prefer to read details for yourself?
Hear it directly from our investment team
Hear it directly from our investment team
What Actively Managed Portfolio is, and why it works for you.
What Actively Managed Portfolio is, and why it works for you.
Hear it directly from our investment team
See how it works in our app
Pick a portfolio based on your risk comfort
Choose portfolio based on your comfort with equity exposure and your timeline
Choose portfolio based on your comfort with equity exposure and your timeline
We’ll monitor and rebalance your portfolio
We rebalance your portfolio on a periodic basis, when deemed necessary and tell you the rationale
We rebalance your portfolio on a periodic basis, when deemed necessary and tell you the rationale
Stay informed and guided on your portfolio
History of our previous rebalancing moves is accessible to you
History of our previous rebalancing moves is accessible to you
Choose a portfolio that suits your risk level
Choose a portfolio that suits
your risk level
Explore and compare AMP portfolios to find the one that suits your financial goal
AMP Core
Low to moderate risk
For medium term (2-5 years)
Current Composition
Simpan Cash Fund
Cash Fund
40%
Simpan Bond Fund
Bond Fund
60%
Performance
as of 26 January 2026
Returns (1Y)
6.73%
Max Drawdown (1Y)
-0.48%
Benchmark
50% - Simpan Cash Fund
50% - Simpan Bond Fund
Fees
Management Fees
0.50% - 2.00%
Minimum Investment
Rp 5.000.000
AMP Focused
Moderate to high risk
For long term (>5 years)
Current Composition
Simpan Cash Fund
Cash Fund
44.25%
Simpan Bond Fund
Bond Fund
44.25%
Simpan Sustainable Equity Fund
Sustainable Equity Fund
11.5%
Performance
as of 26 January 2026
Returns (1Y)
8.69%
Max Drawdown (1Y)
-1.00%
Benchmark
43.75% - Simpan Cash Fund
43.75% - Simpan Bond Fund
12.5% - Simpan Sustainable Equity Fund
Fees
Management Fees
0.50% - 2.00%
Minimum Investment
Rp 5.000.000
AMP Enhanced
Moderate to high risk
For long term (>5 years)
Composition
Simpan Cash Fund
Cash Fund
38.5%
Simpan Bond Fund
Bond Fund
38.5%
Simpan Sustainable Equity Fund
Sustainable Equity Fund
23%
Performance
as of 26 January 2026
Returns (1Y)
10.69%
Max Drawdown
-1.81%
Benchmark
37.5% - Simpan Cash Fund
37.5% - Simpan Bond Fund
25% - Simpan Sustainable Equity Fund
Fees
Management Fees
0.50% - 2.00%
Minimum Investment
Rp 5.000.000
AMP Progressive
High risk
For long term (>5 years)
Composition
Simpan Cash Fund
Cash Fund
32.75%
Simpan Bond Fund
Bond Fund
32.75%
Simpan Sustainable Equity Fund
Sustainable Equity Fund
34.5%
Performance
as of 26 January 2026
Returns (1Y)
12.67%
Max Drawdown
-2.90%
Benchmark
31.25% - Simpan Cash Fund
31.25% - Simpan Bond Fund
37.5% - Simpan Sustainable Equity Fund
Fees
Management Fees
0.50% - 2.00%
Minimum Investment
Rp 5.000.000
AMP Ultra Growth
High risk
For long term (>5 years)
Composition
Simpan Cash Fund
Cash Fund
27%
Simpan Sustainable Equity Fund
Bond Fund
27%
Simpan Sustainable Equity Fund
Sustainable Equity Fund
46%
Performance
as of 26 January 2026
Returns (1Y)
14.65%
Max Drawdown
-3.90%
Benchmark
25% - Simpan Cash Fund
25% - Simpan Bond Fund
50% - Simpan Sustainable Equity Fund
Fees
Management Fees
0.50% - 2.00%
Minimum Investment
Rp 5.000.000
Swipe through the testimonials to see more!
Hear what our clients say
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
As someone who works with data, I used to research and track my investment allocations on my own. But what Simpan’s founder explained about the importance of rebalancing really resonated with me, that’s what convinced me to give Simpan a try.
Adi
Data Analytics Consultant, Google
What drew me to Simpan was its approach. When I was investing in Reksa Dana, I felt quite limited, especially when it came to rebalancing. After learning about Simpan, it just made sense. Having Reksa Dana portfolio that can adjust to market conditions feels much more flexible, and it allows me to focus on my career. The complete transparency and regular market updates are big plus too.
Lukas
Scientific Researcher, Physics
Simpan really solves a key problem for me. With the AMP service, I feel more confident investing here. Compared to other investment apps where I have to constantly check, allocate, and adjust my portfolio myself, Simpan does it automatically through AMP, adapting to market conditions.
Reyner
Sr. Product Marketing, Crypto Exchange
The Simpan app has been a reliable and intuitive platform, and I appreciate its consistent efforts to evolve and stay relevant in a fast-changing financial landscape.
Bella
Head of Sales, FMCG
What really sets Simpan apart is that they directly manage their own Reksa Dana products. Their updates are regular and concise. When market conditions are uncertain, they clearly explain what to anticipate and what to expect, and they proactively share these updates with clients.
Daniel
Professional, Fintech
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